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Have you been affected by the recent severe storm? We want you to know that we're here for you. If you have been affected by the recent storm and have questions about your claim, please don't hesitate to contact us today at 304-347-8972 or by email. We are eager to work with you and help make things right!
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Note: Food spoilage is subject to your homeowners deductible and tree removal coverage does not include limbs down.

Garlow Insurance Agency Announces Expansion with New Office in Spring Hill
Kaltenecker, Payne & Garlow is located at 5316 MacCorkle Avenue SW, South Charleston.
KP&G will be moving to a new building right next door in September 2012.
(click for contact information and to learn more)

Locally owned and operated: Garlow Insurance is committed to our neighbors, friends, and community. While most Insurance agencies have become "order takers", the Garlow Insurance Agency follows a 10 step process to better understand your Insurance needs and circumstances; then we put our experience to work to discover the best and most affordable Insurance solution.

There is a reason our clients continue to trust Garlow Insurance. We treat every Insurance need as our own and strive to deliver solutions that are secure and economical.

Our Independent Agency office provides the following services:

  • Automobile Insurance
  • Homeowners Insurance
  • Business Insurance
  • Workers Compensation
  • Life Insurance & Annuities
  • Term Life Insurance
  • Bonding
  • Health Insurance
  • Group Health
  • Certificates of Insurance
  • Builders Insurance
  • Rental Insurance
  • Policy changes
  • Online Quote Forms
  • Insurance Consulting
  • And More!

Garlow Insurance is a member of the Garlow Insurance Group. Together we represent over 35 insurance solutions from companies such as Erie, State Auto, Safeco, Encompass, Travelers, BrickStreet, The Hartford, The Motorists Insurance Group, Highmark Blue Cross Blue Shield, Liberty Mutual, Coventry, Progressive, GuideOne, MetLife, Aflac, and Farmers & Mechanics.

Garlow Insurance services clients throughout the Kanawha Valley, including Charleston, Huntington, Teays Valley, Scott Depot, St. Albans, Nitro, Poca, and Buffalo. Although we focus on the Kanawha, Putnam, and Cabell County area, we have customers from Boone, Raleigh, Lincoln, and Wayne Counties.

Garlow is not just an Independent Insurance Agency, but we are an Insurance Advisor. When you need help reviewing your policy or filing a claim, the Garlow Insurance Agency will be there.

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Seasonal Tips
Protect Your Home
Homeowners insurance provides you with different options to fit your budget and needs. With a Garlow policy, you can expect:
  • Competitive pricing with discounts such as New Home and Multi-Policy.
  • Guaranteed replacement cost on your home.
  • Coverage for theft of jewelry, watches, furs, precious and semi-precious stones.
  • Award-winning claims service that ensures you will be contacted promptly after reporting a loss. Support is also available 24/7.
For more details about home insurance policies, please contact us today at 304-347-8972 or by email. We can help you decide which amount of protection makes the most sense for you.

- Auto & Cycle Insurance
- Home & Renters Insurance
- Boat & RV Insurance
Learn More
- Business Insurance
- Liability Insurance
- Workers Comp Insurance
Learn More
Life & Health
- Life Insurance
- Health Insurance
- Disability & Long-Term
Learn More
Employee Benefits
- Group Health Insurance
- Group Life Insurance
- Retirement Plans
Learn More

Erie Insurance State Auto Insurance Companies Safeco Insurance Encompass Insurance Travelers Insurance BrickStreet Insurance The Hartford Insurance The Motorists Insurance Group Highmark Blue Cross Blue Shield Insurance Liberty Mutual Insurance Coventry Heath Care Insurance Progressive Insurance GuideOne Insurance MetLife Insurance Aflac Insurance Farmers & Mechanics Insurance

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1217 Quarrier Street, Charleston, WV 25301 | Phone: (304) 347-8972 | Toll Free: (800) 238-5321 | Contact
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